Consolidating student loans pros and cons


The most obvious benefit of a consolidation loan is that you can replace your multiple loan payments with a single payment.Sometimes, you can fix a lower interest rate to that single payment than the average rate that you were paying on your other multiple loans, which is especially beneficial if you are able to turn variable rate loans into a single, fixed, low-interest rate loan.You can only consolidate student loan debt once, which means that if you consolidate today but would have realized greater benefits by consolidating two years from now, there is nothing you can do.There is an opportunity cost with student loan consolidation.

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Consolidating student loans pros and cons comments


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