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Furthermore, the vague language of these regulations leaves much room for interpretation.“Bruce Schneier, founder of Cupertino’s Counterpane Internet Security, argues that companies will not make sufficient investments in cybersecurity unless government forces them to do so.He also states that successful cyber-attacks on government systems still occur despite government efforts.”In a recent effort to strengthen its cyber security laws, the federal government is introducing several new cyber security laws as well as amending the older ones for a better security ecosystem.The year 2016 witnessed the largest data breach till date in US history as online platform Yahoo revealed that hackers stole user data and information related to at least 500 million accounts back in 2014.

Covered Entities will be required to annually prepare and submit to the superintendent a Certification of Compliance with New York State Department of Financial Services Cybersecurity Regulations commencing February 15, 2018.State governments also have taken sincere measures to improve cyber security by increasing public visibility of firms with weak security.In 2003, California passed the Notice of Security Breach Act which requires that any company that maintains personal information of California citizens and has a security breach, must disclose the details of the event.Currently, cyber security regulation comprises of directives from the Executive Branch and legislation from Congress that safeguards information technology and computer s The purpose of cyber security regulation is to force companies and organizations to protect their systems and information from cyber-attacks such as viruses, trojan horses, phishing, denial of service (DOS) attacks, unauthorized access (stealing intellectual property or confidential information) and control system attacks.

These three regulations mandate that healthcare organizations, financial institutions, and federal agencies should protect their systems and information.

These criminals can cause significant financial losses for DFS regulated entities as well as for New York consumers whose private information may be revealed and/or stolen for illicit purposes.